The amount of drivers on the road increases each and every year. This could lead to a higher possibility of a collision for you and your family. Car insurance can make the difference between a small setback and a large trial. So how do you know what insurance you need and how much you should buy? Car accidents can lead to many different expenses, which can all be paid for based on the type of insurance you own. Making the decision to drive without insurance could cause you to repair or replace a stolen or damaged vehicle and pay the cost of any damage that you may have caused. Liability: Personal injury and property damage that you have caused will be covered under this type of insurance. If you are in legal trouble, this type of insurance will pay for your defense and court costs. State laws usually require minimum amounts, but larger amounts are available and very beneficial. Personal Injury Protection: This is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. State government usually sets minimum amounts. Medical Payments: This type of coverage is available in states that are not considered no-fault and will pay no matter who is responsible for the accident. This insurance will pay for all insured person's necessary medical and funeral expenses for bodily injury from an accident. Collision: Damages resulting from a collision will be covered under this kind of car insurance. Comprehensive: This kind of insurance protection covers any non-collision damages. This may include weather damage, vandalism, and theft. Uninsured Motorist: Thousands of drivers are breaking the law by driving a car without owning the proper amount of insurance. This type of coverage will cover you if one of these drivers hit you. Under-Insured Motorist: This pays for damages when an insured person is injured in an accident caused by another person who does not have the right amount of insurance to pay for the full amount of the damages. Other types of coverage, including car rental and emergency road service, are also available. Auto Insurance Quotes Clermont